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Why Your Estate Plan Should Include Your Pets

  • juliana9396
  • Jun 25
  • 2 min read
family with pets, estate planning protect your furry friends

Ian Burke, a Texas mail carrier, saw Floyd—a 70‑lb dog—left at a shelter after his owner died, and adopted him himself. While this heartwarming scene had a happy ending, it highlights a critical truth: without a formal pet plan, many animals are not as lucky. In 2024 alone, 5.8 million dogs and cats entered U.S. shelters, many due to owner death or incapacity. 


The Hidden Risk: Pets End Up in Shelters Without a Plan


Why Believing “Family Will Take Care of Them” Isn't Enough


Many well-meaning pet owners assume someone will step up—but families may be far away, allergic, dealing with housing restrictions, or unwilling/unable to take pets. Grieving family members may forget verbal promises. As a result, beloved pets can spend weeks or months in limbo. 


Pets Suffer from Sudden Loss


Animals feel grief and struggle with change. Without timely adoption, pets may suffer from anxiety, illness, and abandonment stress.


What You Should Actually Do: Planning for Your Pet’s Future


Choose and Prepare Caregivers

  • Select a primary caregiver: not just someone you hope will help, but someone who’s already aware of your pet’s needs.

  • Prepare backups: in case your primary caregiver is unavailable.

  • Clarify expectations: housing, financial support, routines, and emergency steps.


Record All Care Instructions


Detail everything about your pet’s life, including:

  • Diet, daily routines, medications

  • Favorite toys, walking routes, parks

  • Vet records, microchip info, insurance

  • End‑of‑life wishesThis ensures smooth transitions and less stress for pet and caregiver.


Cover the Financial Costs


A pet trust legally earmarks funds for your pet—including routine care, emergencies, and end-of-life expenses. Wills don’t offer this guarantee.


Plan for Your Incapacity


What happens if you're hurt? Who ensures your pet is fed, walked, or let out? Include accessible instructions and substitute caregivers in your plan.


Q&A About Pet Planning


Q: Isn’t saying “Take care of Fluffy” enough?

A: Verbal promises often fail under stress. Formal planning provides clarity, enforceable instructions, and financial support.


Q: Can’t I just leave money in my Will?

A: No—money left in a Will goes through probate and may bypass your pet. Only a pet trust legally ensures both care and financial use.


Q: Do I need updates over time?

A: Yes—pets age, caregiver circumstances change, and legal standards evolve. We recommend regular reviews, as part of Legacy Planning Session


Why Choose Legacy Planning Session Over Basic Estate Planning


  • Proactive, personal support: We will guide both you and your loved ones.

  • Ongoing reviews: Your plan is updated regularly for pet, caregiver, or legal changes. 

  • Tailored for your life: More than documents — a living relationship to ensure your wishes are carried out. 

  • Smooth transitions: When the time comes, your family won’t struggle—they’ll know exactly what to do. 


Take the Next Step Today


Don’t leave your pet’s future to chance. Book a free 15-minute discovery call to explore how a Legacy Planning Session protects your whole family—humans and furry ones.

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